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    Rates & Insurance

    Insurance

    Depending on your current health insurance provider or employee benefit plan, it is possible for services to be covered in full or in part. Please contact your insurance provider to verify how your plan compensates you for psychotherapy services.

    It is important to remember that health insurance will only cover therapy to treat a behavioral health condition and therefore requires that you have some diagnosis. For that reason, there are some instances in which health insurance will not cover your sessions. For example some couples’ counseling may not qualify for coverage.   Please ask your clinician if you have questions about  how this might apply to you.

    Most  of our therapists do participate as in-network providers with some insurance plans. Please check with your insurance and check with us to see which of our therapists is in-network with your plan.

    We have some providers that are in network with the following:

    Aetna

     Alliant Health/ Health One 

    Kaiser  Permanente (Affiliated providers)

    Lyra EAP

    TriCare Certified (non-participating)

    United Healthcare/ Optum/ Student Resources

     

    If your therapist is not a participating provider with your plan, it may still be possible to file for coverage if your plan has out-of-network coverage. We can file for those on your behalf, or are happy to provide you with a superbill (a detailed receipt) if you prefer to file them yourself.

    Notice to clients and prospective clients regarding Good Faith Estimates: Under the law, health care providers need to give clients who don’t have insurance or who are not using insurance an estimate of the expected charges for medical services, including psychotherapy services.

    You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency healthcare services, including psychotherapy services.

    You can ask your healthcare provider, and any other provider you choose, for a Good Faith Estimate before you schedule a service, or at any time during treatment.

    If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Make sure to save a copy or picture of your Good Faith Estimate.

    For questions or more information about your right to a Good Faith Estimate, or how to dispute a bill, see your Estimate, or visit www.cms.gov/nosurprises.

    We’d recommend asking these questions to your insurance provider to help determine your benefits:

    • Does my health insurance plan include mental health benefits?
    • Do I have a deductible? If so, what is it and have I met it yet?
    • Does my plan limit how many sessions per calendar year I can have? If so, what is the limit?
    • Do I need written approval from my primary care physician in order for services to be covered?
    • Is my therapist listed as a participating provider? Please note that because some of our providers operate as independent practitioners, they will be contracted with your insurance company under their names. Others may be in-network under the group name, Counseling Associates for Well-Being.

    Payment

    We accept cash, check and all major credit cards as forms of payment.

    Cancellation Policy

    If you are unable to attend a session, please make sure you cancel at least 24 hours beforehand. Otherwise, you may be charged for the full rate of the session.

    Rates

    Variable–See your therapists rates below

    Therapist Fee Schedules

    Any Other Questions

    Please contact us for any additional questions you may have. We look forward to hearing from you!